I would receive my bill on delinquent statement paper or forms whatever you call it. I called and asked why and the girl said they send their statements that way to everyone.

Just recently I applied for credit to purchase something and they declined. The account has been paid in full since October and they have yet sent a letter to the credit report people. I notice on the credit report that they reported me delinquent for the last 2 or 3 years. I know different for I had my credit cards consolidated and it was being paid every month.

They have messed up my credit especially now at the time I really need it. Right before my last payment they switched to a different company.

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